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Will Insurance Cover You If Your EWOF Is Expired?

If your campervan or caravan connects to a 230V power supply, it legally requires a current Electrical Warrant of Fitness (EWOF) in New Zealand.

But here’s the real question many owners are asking:

If something goes wrong - will your insurance still cover you if your EWOF is expired?

Let’s break it down.

Is an EWOF Legally Required?

Yes.

If your campervan or caravan plugs into mains power at a campground, it must have a current EWOF under New Zealand electrical safety regulations.

Without one:

  • You are not legally compliant

  • Campgrounds can refuse connection

  • Your vehicle may not meet safety standards

What Happens If There’s an Electrical Fire?

Insurance policies differ, but here’s the important part:

If there is an electrical fault or fire and your EWOF was expired at the time, your insurer may investigate whether your vehicle was legally compliant.

If it wasn’t compliant, this could:

  • Delay your claim

  • Complicate your payout

  • Or in serious cases, impact cover eligibility

Insurance companies assess whether reasonable steps were taken to maintain the vehicle safely and legally. A current EWOF is part of that.

Why This Matters

An EWOF isn’t just a sticker - it confirms:

  • Your 230V wiring is safe

  • RCD protection is working

  • Earthing is correctly installed

  • There are no major electrical risks

It protects:

  • Your vehicle

  • Your family

  • Your investment

  • And potentially your insurance claim

How Often Do You Need an EWOF?

In most cases, an EWOF is valid for four years from issue date (unless modifications have been made).

If you’ve:

  • Purchased a second-hand caravan

  • Renovated your campervan

  • Added new electrical appliances

  • Unsure when it was last checked

It’s worth booking an inspection.

EWOF Inspections in Hamilton

Alectrics provides certified EWOF inspections in Hamilton and across Waikato.

We:

  • Inspect your 230V system

  • Identify compliance issues

  • Explain required fixes clearly

  • Issue certification if compliant

Don’t wait until you’re making an insurance claim to find out your EWOF was expired.

Book your EWOF inspection with Alectrics today and travel with peace of mind.